Breaking News: Some Americans Pay Off Their Credit Cards in Full

According to a recent Gallup poll, 43% of American credit-card holders say they always pay off the full balance on their cards each month and another 17% say they usually pay their full balances each month. On the other hand, 25% acknowledge that they usually leave a balance and 12% say they usually pay only […]

Is Preventing Identity Theft Impossible?

Well, if we’ve learned anything this week it’s that keeping your identity safe isn’t helped by posting your social security number on billboards and magazine ads all over the country.
Two years ago, Todd Davis, the founder of LifeLock, decided to plaster his Social Security number wherever he could get ad space. For a fee of […]

Take the ID Safety Quiz

Think you’re doing what it takes from thieves to steal your identity? Find out by taking the ID Safety Test at IDsafety.net, a site created by Javelin Strategy and Research to raise awareness about identity fraud.

Is ID Theft Protection Necessary?

The FTC estimates that as many as 9 million Americans have their identities stolen each year. And that number grows each year as the thieves get smarter and more Americans move information into digital formats.
But as this problem grows we also see the growth of an entirely new industry - identity theft protection. […]

Reverse Psychology: Why You Can’t Get Out of Debt

Since I seem to be a bit lazy today, I’m going to point you to a great little post at 22 Dollars Entitled “8 Reasons You Can’t Get Out of Debt.” I like this article, not necessarily at the points it makes, but rather because it takes the issue of debt and turns it on its head.

You’ll hear me, and every other personal finance blogger out there, tell you what to do to get out of debt. Cut back spending… get a second job… make a realistic budget… and on and on…

But have you ever stopped to think about why you CAN’T get out of debt? Seriously, take a second today and ask yourself why you can’t seem to do it.