Torn-up Credit Card Application Experiment

Posted on 18. Mar, 2006 by in Fraud & Scams, News

creditcard_application1.jpgI’m sorry for the sparse posting lately. I’ve been fairly busy with many projects on my plate including an upcoming article in Treehouse Magazine. But, in order to give you at least one thing to read today (because this is the only blog you read, right?) here’s a story that has been circulating around the web this week.

This guy, like all of us, recieves a lot of credit card applications in the mail telling him he’s Pre-Approved for $1,000,000!!! and garbage like that. He usually rips up the applications into tiny pieces to prevent the casual dumpster-diver from getting any personal information (I personally shred them, which is the moral of this story).

Due to boredom (or maybe to post about it on his blog) this guy decided to get some scotch tape and tape the ripped up credit card application back together. He then filled it in and mailed it into Chase for a new mastercard. Can you guess what happened? That’s right! Sure enough, a few weeks later he recieved his shiny new credit card with his parent’s address and his cell phone number tied to the account.

Hopefully this story will prompt those of you who do not own a shredder to go out and spend the $30! Be sure to shred anything with personal information on it including credit card applications, statements, bills, and basically anything else with your name and address on it!

6 Responses to “Torn-up Credit Card Application Experiment”

  1. Rebecca Blood

    18. Mar, 2006

    But be sure to unplug it when it’s not in use. Dogs and children are being horrifically injured by these appliances, even with adults in the room.

  2. tounge

    21. Mar, 2006

    That is most definately disturbing! I got your point and will be getting a shredder sometime this week. Or, I’m going to start tearing them into smaller pieces and putting them in 2 different trash cans…hmm, $30. lol

  3. Brian Pinard

    24. Mar, 2006

    Yikes. That is absolutely terrifying.

  4. Fellowes

    08. May, 2007

    That’s right! Sure enough, a few weeks later he recieved his shiny new credit card with his parent’s address and his cell phone number tied to the account.
    http://www.fellowes-shredder.com/

Trackbacks/Pingbacks

  1. Get a shredder to prevent fraud on The uber geeks - March 18, 2006

    […] A quick write-up of what happens when you don’t shred those pre-approved credit card applications. […]

  2. BeancounterBlog.com » Blog Archive » Pre-Approved Credit Card Apps - A Thief’s Ticket to Cash - April 14, 2006

    […] Prescreened offers do not necessarily lower your credit score because they are “soft inquiries.” No, the real danger is from identity thieves who could easily pick one of those prescreened applications from your mailbox and apply for a credit card in your name – it’s really that easy. In fact, a while ago I wrote about a guy who sent in a torn-up credit card application that was accepted! Other than leaving your social security number on your car seat while it’s unlocked and the windows are down, this might be one of the best ways for a potential identity thief to obtain your information. […]

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